Clifton Private Finance

Bridging loans are a form of short-term property finance, designed to cover a gap in funding before securing long-term finance, such as a mortgage or the proceeds from a property sale.

They are commonly used to purchase a new home before selling your current property, buy a property quickly at auction, or fund renovations on a property.

Although historically bridging loans have been utilised mainly by development companies and property flippers, they are now increasingly accessible to everyday homebuyers and are frequently employed in residential property transactions.

Our dedicated bridging specialists are CeMAP qualified and boast over 40 years of experience. They will thoroughly review your plan and provide a realistic assessment of its feasibility, including terms and cost estimates, as well as whether bridging finance is the most suitable option for your situation.

Within 24-48 hours, we aim to secure your Decision in Principle from the lender. You can then present this to estate agents and vendors to demonstrate your buying capacity. We can also liaise directly with all parties to strengthen your position.

Once your offer has been accepted, we will submit your application, and the valuation process and legal work can commence. We act as a point of contact between all involved parties, ensuring the transaction progresses smoothly and any complexities are addressed promptly.

We will keep you informed throughout the process until funds are released from the lender and your transaction is complete. And for any questions you may have along the way, we are always here to assist.

Please contact us to discuss how we could work together by completing our enquiry form.