Equity release encompasses a range of products that allow you to access a lump sum of capital in exchange for a legal share of your home’s equity. Unlike a standard mortgage or remortgage, these products do not require regular monthly repayments, giving you the flexibility to use the funds as you wish without the immediate burden of repayment.
Choosing the most suitable equity release product depends on your individual circumstances and your family’s needs. We strongly recommend consulting a qualified adviser to explore the best options for you.
At Clifton Private Finance, our expert advisers can help you understand the intricacies of different equity release schemes and will work closely with you and your family to identify the solution that aligns with your objectives.
We also collaborate with specialists in estate planning and inheritance tax planning, enabling us to develop a comprehensive financial strategy. This can include leveraging equity release to minimise inheritance tax liabilities and maximise the support you can offer your family both now and in the future.
To discover more about equity release mortgages and to explore your options, contact the Clifton Private Finance team today.