Equity release encompasses a range of products that provide you with a lump sum of capital in exchange for legal ownership interest in your property. Unlike a traditional mortgage or remortgage, these products do not need to be repaid through regular monthly payments, giving you the flexibility to utilise the funds as you wish without concern over repayment obligations.

Selecting the most suitable equity release product depends on your individual circumstances and family needs. We strongly recommend consulting a qualified adviser to determine the best option for you.

At Clifton Private Finance, our expert advisers can guide you through the intricacies of both types of equity release and will work closely with you and your family to identify the most appropriate solution.

We collaborate with specialists in estate planning and inheritance tax, enabling us to create a comprehensive financial strategy that leverages equity release options to minimise inheritance tax and enhance the support you can provide to your family—both now and in the future.

To discover more about equity release mortgages and explore your personal options, contact the Clifton Private Finance team today.