Nicholas Mills is a qualified Equity Release Specialist based in Scarborough. With expertise in the field, he offers professional equity release advice to individuals aged 55 and over.

Many of Nicholas’s clients find that releasing some of the equity from their homes can support a variety of aspirations, including home improvements, paying off existing mortgages, clearing debts, funding dream holidays, purchasing second homes, covering school fees, or assisting with children’s house deposits.

Modern Lifetime Mortgages are at the forefront of financial planning, providing access to tax-free funds that can be used as needed, with no mandatory repayments during the client’s lifetime unless they choose to make them, all while maintaining full ownership of their home.

Nicholas works closely with Responsible Equity Release, an award-winning leader in the sector. He is happy to discuss the features and potential savings of the various plans they have sourced and negotiated on clients’ behalf from providers such as Aviva, Just Retirement, Liverpool Victoria, Legal & General, Hodge Lifetime, More 2 Life, One Family, Pure Retirement, and Canada Life.