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  • imageBridging Loan Brokers
  • imageCommercial Mortgages
  • imageEquity Release Advisers
  • imageMortgage Advisers
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With a network of over 2,000 advisers nationwide, we provide expert mortgage guidance across the UK, offering both face-to-face and telephone consultations to local, regional, and national clients.

Equity release has become an increasingly popular way for homeowners in the UK to unlock the value of their properties to fund their goals in later life. Recent decades of rising house prices mean that the over-55s now have more equity tied up in their homes than ever before. One of the most common options is a Lifetime Mortgage, the leading form of equity release.

A Lifetime Mortgage allows you to access tax-free cash from your home whilst maintaining full ownership, without the need to make monthly repayments. However, it’s important to be aware that releasing equity can reduce the value of your estate and may impact your entitlement to means-tested benefits.

Founded in 2010, Responsible Equity Release is committed to prioritising your needs and ensuring responsible advice throughout your lifetime. Our aim is to offer a service that puts your best interests at the forefront.

We combine the digital efficiencies of modern technology with exceptional customer care, giving you the flexibility to proceed at your own pace. A fully qualified, dedicated adviser is with you at every stage to assist you in making informed decisions about using your home to support your financial goals.

Contact our team today to find out more.

Equity Release Council Member

Specialising In:

Additional Details

  • Equity Release Adviser Qualifications:Certificate in Regulated Equity Release (CeRER), Certificate in Mortgage Advice and Practice (CeMAP)
  • Member of Equity Release Council:Yes
  • Typical Fee:Only if you choose to proceed and your case completes will Responsible Life Limited charge an advice fee, currently not exceeding £1,690
  • We aim to respond to enquiries within:24 hours
  • Languages Spoken:English
  • Advice Methods:Face-to-Face (Home), Telephone
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  • Years’ Experience:15+
  • Compliance Information:Responsible Equity Release is a trading style of Responsible Life Limited. Responsible Life Limited is authorised and regulated by the Financial Conduct Authority
  • Financial Conduct Authority (FCA) Number:610205

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