AFP Mortgage Services is an experienced team of mortgage brokers and protection advisers operating across the UK. From their Home Counties base they access a wide range of high-street and specialist lenders to find suitable mortgages for first-time buyers, landlords, second-home owners, remortgagers and those raising additional funds They guide clients through the entire process and can also advise on improving your credit rating and saving towards a deposit Their brokers explain mortgage types, fixed, variable, interest-only and flexible, and will recommend the most appropriate option AFP also arranges life, critical illness and income-protection insurance The firm is a trading style of R & S Mortgages & Protection Ltd, an appointed representative of HL Partnership, and typically charges a fee of £395 once a mortgage offer is secured