Blue Crocodile wants buying a house or remortgaging to be exciting rather than daunting. Its friendly advisers make mortgage advice simple by searching thousands of deals from both high-street lenders and specialist providers. They help first-time buyers, home movers and those switching an existing loan, and can also arrange buy-to-let, 95 per cent lending, self-employed mortgages, adverse credit, shared ownership, right-to-buy, let-to-buy and self-build mortgages. The team also arranges income, home, life and critical illness insurance and advises on borrowing extra for debts or home improvements. Blue Crocodile Money Ltd is an appointed representative of HL Partnership Limited and is authorised and regulated by the Financial Conduct Authority. Fees vary by circumstance but are estimated at around £499, and they remind clients that their property may be repossessed if repayments are not kept up