Capricorn Commercial

Capricorn Commercial helps property developers, investors and landlords secure flexible short-term funding for development projects, refurbishment schemes and time-sensitive property transactions. With access to a wide panel of specialist lenders, the firm structures bridging and development finance solutions tailored to each client’s objectives, timescales and exit strategy.

When speed, flexibility and certainty are critical, traditional mortgage funding is not always suitable. Capricorn Commercial works with borrowers to identify the most appropriate finance solution and guide them through the process from initial enquiry to completion.

The team regularly assists with:

• Bridging loans
• Development finance
• Auction finance
• Refurbishment finance
• Property conversion projects
• Residential development funding
• Mixed-use developments
• Commercial refurbishment projects
• Build-to-rent schemes
• Student accommodation developments
• Brownfield site redevelopment
• Hotel, healthcare and senior living projects

Development finance can be arranged for both small and large-scale projects, helping developers fund land acquisition, construction costs, refurbishment works and property conversions. Capricorn Commercial works closely with lenders to structure facilities that align with project costs, cashflow requirements and development timelines.

For investors and developers requiring short-term funding, bridging finance can provide a fast and flexible solution. Common uses include auction purchases, below-market-value acquisitions, unmortgageable properties, refurbishment projects, chain-break situations and short-term funding gaps.

The firm has experience arranging finance for properties that may not qualify for conventional mortgage lending, including properties requiring renovation, conversion or significant improvement works before longer-term finance can be secured.

Capricorn Commercial understands that every project is different. The team provides guidance on loan-to-cost ratios, staged drawdowns, interest roll-up options, repayment structures and exit planning to help ensure funding supports the overall success of the project.

Known for its proactive approach and strong lender relationships, Capricorn Commercial focuses on delivering funding solutions that balance speed, flexibility and commercial practicality. Many transactions can be completed within a matter of weeks, helping clients move quickly when opportunities arise.

Whether you are purchasing at auction, funding a refurbishment, undertaking a ground-up development or seeking short-term finance for a strategic property transaction, Capricorn Commercial can help you explore the available options and secure a suitable funding solution.

Contact Capricorn Commercial today to discuss your project and discover how specialist bridging and development finance can help bring your plans to life.