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I’m Charles, an independent mortgage and protection adviser, helping clients across the UK secure the right property finance for their needs. I also work with UK expats and overseas buyers looking to purchase or refinance property in the UK.

With more than 35 years’ experience across financial services and property, I believe arranging a mortgage is about much more than finding a competitive rate. I take the time to explain your options clearly, helping you understand the process and make informed decisions with confidence.

Whether you’re buying your first home, moving house, growing a property portfolio or returning to the UK, I provide personalised advice tailored to your circumstances and long-term goals. My approach is built on trust, clear communication and lasting relationships, ensuring you feel supported from our first conversation through to completion.

Contact me today for friendly, straightforward mortgage advice tailored to your property goals.

Charles Koh Specialises In

About Charles Koh

  • Qualifications: Certificate in Mortgage Advice and Practice (CeMAP)
  • Advising Since: 2025
  • Languages Spoken: English, Cantonese, Mandarin
  • Access to Lenders: Whole of market access

What to Expect

  • Advice Methods: Telephone, Online
  • Appointments Available: Weekdays
  • Free Initial Consultation: Yes
  • Typical Fee: £299
  • Responds to enquiries within: One working day

Regulatory Information

  • Financial Conduct Authority (FCA) Authorisation: Cedar Crest Limited is an appointed representative of Headway Wealth Limited which is authorised and regulated by the Financial Conduct Authority
  • FCA Number: 841266
    View on FCA Register

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  • Monday09:00 AM - 06:00 PM
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