Clifton Private Finance

Bridging loans are a form of short-term property finance, designed to bridge a funding gap before long-term arrangements—such as a mortgage or proceeds from a property sale—are put in place.

They are commonly utilised to purchase a new home prior to selling the existing property, acquire a property quickly at auction, or finance renovations on a property.

While bridging loans have traditionally been employed by developers and property flippers, they are now increasingly accessible to everyday homebuyers and are frequently used in residential transactions.

Our dedicated bridging specialists are CeMAP qualified and bring over 40 years of experience. They will assess your plan in detail, providing a reality check on its feasibility, outlining the terms and cost estimates, and advising whether bridging finance is the most suitable option for you.

Within 24-48 hours, we aim to secure a Decision in Principle from the lender. You can then present this to estate agents and sellers to demonstrate your purchasing power. We can also liaise directly with all parties to strengthen your case.

Once your offer is accepted, we will submit your application, and the valuation and legal processes can commence. We act as an intermediary throughout, ensuring the transaction progresses smoothly and addressing any complexities along the way.

We will keep you informed at every stage until the funds are released and your transaction is complete. And for any questions you have during your loan term, our team is always available to assist.

Please contact us to discuss how we could work together by completing our enquiry form.