What
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  • imageBridging Loan Brokers
  • imageCommercial Mortgages
  • imageEquity Release Advisers
  • imageMortgage Advisers
Where
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Why Equity Select?

We pride ourselves on working with you, our clients, throughout the entire process, to ensure everything goes as smoothly as possible.

From the initial meeting right through until completion, whether you are looking for help with a mortgage, equity release or insurance we’ll be on hand to help you every step of the way.

What do we offer that’s different?

We truly believe that our passion to help you and our determination for you to succeed financially is what makes us different from others!

We know that not everyone likes technology; some people prefer to discuss their finances face to face. In this world with it’s rapid growth in technology, we still prefer to stick to some traditional ways. That’s why we offer face-to-face appointments to all our clients, at a place and time that works best for you as an individual.

For those of you who are more tech-savvy and are happy to work remotely, we can also help you!

Our website contains all the information regarding our services, so you can find out how we can help you personally.

Additional Details

  • Mortgage Adviser Qualifications:Certificate in Mortgage Advice and Practice (CeMAP)
  • Financial Conduct Authority (FCA) Number:944444
  • My pronouns are:He/Him/His
  • Advice Methods:Face-to-Face (Office), Face-to-Face (Home), Face-to-Face (Public Place), Telephone
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  • Languages Spoken:English
Q Can you get a mortgage if you are self employed?


For more information check out our blog:
https://equityselect.co.uk/news/self-employed-mortgages/

Q How do I pay off my Help 2 Buy Loan?


During the first 5 years of the loan you pay no capital or interest back on the borrowed money. This is one of the reasons why it is a popular method of purchasing a new build property. However, after 5 years, things change and this is where you have to decide what the best option is for you.

Interest is charged on the money you initially borrowed at the start of year 6. During the first 5 years you have paid a £1 monthly management fee. This continues until the loan is repaid in full. The interest that is charged starts at 1.75%, based on the initial loan amount. The interest rate will rise in April each year based on the rate of inflation at the time (according to the Consumer Price Index), plus 2%. If the rate of inflation is 0% or less, the interest rate will rise by 2%.

To find out which option works best for you have a read of our blog post:
https://equityselect.co.uk/news/help-to-buy-remortgage/

Q First Time Buyers looking for advice?


As an independent company Equity Select has access to a wide range of lenders, some of them you will know, others only work directly with mortgage advisers like us. Our job is to work with you and find the mortgage that’s right for you! More than that though, we pride ourselves on helping you throughout the whole property buying process. We can deal with the banks on your behalf, we can also work with the estate agent and solicitors throughout the process to ensure things go as smoothly as possible. Having been first time buyers ourselves not so long ago we know what you are going through and the challenges that you are going to face when buying your first home. That’s why we are here to help!
Check out our First Time Buyer Mortgage Guide below:
https://equityselect.co.uk/news/first-time-buyer-mortgage-guide/

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