Foundation Financial Planning recognises that buying a home is one of the largest investments most people ever make and warns that choosing the wrong mortgage could cost thousands. Their team encourages clients to review their mortgages at the end of a fixed period and offers independent, impartial advice across equity release, buy-to-let, domestic and commercial mortgages, including helping those stuck in an affordability trap. They explain their fees transparently, combining a procuration fee from the lender with any fee agreed with you. They remind clients that their home may be repossessed if payments are not maintained and are authorised and regulated by the Financial Conduct Authority.