Ideal Mortgage Advisers’ mission is to simplify the mortgage process and make it stress free. They search the whole market and explain everything in clear terms, supporting clients from first enquiry to completion. The team helps first-time, next-time and second-home buyers as well as those buying for a dependent, and provides buy-to-let, let-to-buy, portfolio and holiday-let solutions. Specialist advisers are available for self-employed borrowers, contractors, people with bad credit and joint mortgage/sole proprietor cases. They arrange remortgages, whether you are a mortgage prisoner, funding home improvements or looking for a better rate, and guide you through government schemes such as Help to Buy, Shared Ownership and Right to Buy. A complimentary chat is offered first and there is no charge for information or advice; a fee of £395 is payable only when a mortgage application is agreed