The Mortgage Co, established in 1995, has a team of four mortgage and protection advisers and two support staff with over eighty-five years’ combined experience. They work with both high-street and specialist lenders across the full market to provide tailored advice for first-time buyers, home movers, remortgages, and buy-to-let clients, including landlords and limited companies The team also arranges protection such as buildings and contents cover, life insurance and critical illness policies Mortgage Co prides itself on thorough yet uncomplicated explanations, strong relationships with estate agents and solicitors, and friendly, personal service Initial consultations are free; a typical fee of £395 is payable only upon completion They are regulated by the Financial Conduct Authority and remind clients that homes may be repossessed if mortgage payments are not maintained.