Optimum Financial Solutions

Optimum Residential draws on more than 25 years of industry experience to provide personal mortgage advice tailored to each client. Its advisers specialise in first-time buyers, home movers, remortgages, self-employed clients and portfolio landlords, and they search across hundreds of mortgage products to recommend a solution that fits. Once a mortgage is agreed, they manage the process to completion by liaising with lenders, estate agents, valuers and solicitors so clients can focus on other commitments. The firm also ensures that customers understand the importance of protection and offers life and critical illness cover, income protection, family income benefit, key person, shareholder and loan protection, and buildings and contents insurance They usually charge a fee for mortgage advice; the amount will depend on individual circumstances and is typically about £495 but ranges from £195 to £995 or up to 1 % of the loan, payable on application Optimum FS Limited is an appointed representative of PRIMIS Mortgage Network (First Complete Ltd) and is authorised and regulated by the Financial Conduct Authority. They remind clients that their home may be repossessed if repayments are not maintained