Ross & Montgomery Mortgages is an independent mortgage broker and financial adviser based in Haywards Heath, West Sussex. The firm provides whole-of-market advice on equity release, mortgages and protection products, searching the entire market to find the right deal. Services include first-time buyer mortgages, help-to-buy, shared ownership and equity loans, remortgages, fixed-rate, buy-to-let, tracker and interest-only mortgages, along with solutions for borrowers with adverse credit or who need debt consolidation. Membership of the Legal & General Mortgage Club gives them access to exclusive mortgage products not available on the High Street or comparison websites. Ross & Montgomery treats clients respectfully and offers free initial consultations with no fees payable until a recommended mortgage is accepted. The company also offers protection advice covering accident, sickness and unemployment insurance, life cover, mortgage protection, non-standard insurance, critical illness and income protection. Ross & Montgomery Ltd, trading as Ross & Montgomery Mortgages, is directly authorised and regulated by the Financial Conduct Authority.