Smart Moves Mortgages provides trusted local mortgage advice. Their advisers listen carefully to understand clients’ goals and help first-time buyers, home movers, capital raisers and portfolio landlords. They offer a home-buying app, personal calculators and a broad panel of lenders. A fee of up to 1 % of the mortgage (typically about £595) may be charged depending on the circumstances, and the home may be repossessed if repayments are not maintained.