Think Mortgages Ltd draws on more than twenty years’ experience and has overseen thousands of mortgages across the UK. Their advisers give free initial consultations and take time to explain every option so clients fully understand their choices. They help first-time buyers, portfolio landlords, commercial buyers and anyone worried about finances, and treat no mortgage as too small or too large. By reviewing products from over 100 lenders they provide whole-of-market advice for mortgages and protection products. They typically charge a £99 upfront fee and a £149 fee when a mortgage offer is issued, and remind customers that their home may be repossessed if repayments are not maintained. They are an appointed representative of Stonebridge Mortgage Solutions and authorised by the Financial Conduct Authority.