AALTO Mortgages is an independent, whole-of-market mortgage broker with over a decade of experience. Its specialists help first-time buyers, investors and complex borrowers secure finance, using government schemes, planning long-term investment strategies and arranging complex property and portfolio lending. They cover residential, buy-to-let, adverse credit and specialist mortgages, including limited company, HMO, commercial, development and bridging finance, and they provide additional services such as protection, wills, surveys, solicitor referrals, insurance and accounting. AALTO promises transparency and unbiased advice, ensuring clients access the best available deals; it is authorised and regulated by the Financial Conduct Authority and reminds clients that their property may be repossessed if repayments are not maintained.