First Mortgage (formerly Lucra Mortgages)

First Mortgage is one of the UK’s longest-established mortgage brokers, providing free, independent mortgage advice for more than 25 years. Founded in Scotland, we have grown to serve clients nationwide, helping to secure billions of pounds in mortgages.

Our success has been built on consistency, expertise, and a commitment to putting clients first. Even during challenging market conditions, we have continued to expand, thanks to our outstanding track record of securing mortgages for a wide range of customers. More than 70% of new clients now come from personal recommendations, a testament to the trust and satisfaction our service inspires.

We are proud of our reputation for excellence, delivering personal, quality-focused service alongside genuinely free mortgage advice.

To experience our award-winning service, get in touch with your local branch or complete our simple enquiry form, and a member of our team will contact you at a time that suits you.

Contact First Mortgage today to discover how our expert advisers can help you find the right mortgage quickly and easily.