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Liberty Money is an independent mortgage brokerage helping clients across Somerset, the South West and throughout the UK.

We provide mortgage advice for first-time buyers, home movers, remortgages, self-employed applicants, buy-to-let landlords, new build purchases, shared ownership, adverse credit, later-life lending and more.

We focus on straightforward, personal advice and take the time to understand each client’s circumstances before finding a suitable mortgage solution. Appointments are available face-to-face locally, as well as by telephone or video across the UK.

Whether you are buying your first home, moving, refinancing or have more complex circumstances, Liberty Money is here to guide you through the process from initial enquiry to completion.

Liberty Money Specialises In

About Liberty Money

  • Qualifications: Certificate in Mortgage Advice and Practice (CeMAP)
  • Year Started Advising: 2020
  • Languages Spoken: English
  • Access to Lenders: Whole of market access

What to Expect

  • Advice Methods: Face-to-Face (Office), Face-to-Face (Home), Face-to-Face (Public Place), Telephone, Online
  • Appointments Available: Weekdays, Evenings
  • Free Initial Consultation: Yes
  • Typical Fee: £499
  • Responds to enquiries within: 2 hours

Regulatory Information

  • Financial Conduct Authority (FCA) Authorisation: Liberty Money is a trading style of HMC Funding Limited, which is directly authorised and regulated by the Financial Conduct Authority
  • FCA Number: 925009
    View on FCA Register
Q Do you offer face-to-face mortgage appointments?

Yes. We offer face-to-face appointments locally in Somerset, as well as telephone and video appointments for clients across the UK.

Q Can you help first-time buyers?

Yes. We regularly help first-time buyers understand how much they may be able to borrow, what deposit they may need and which mortgage options could suit their circumstances.

Q Can you help if I’m self-employed?

Yes. We work with self-employed applicants, company directors, contractors and clients with more complex income arrangements.

Q Can you help if I’ve had credit problems?

Potentially, yes. Having missed payments, defaults, CCJs or other historic credit issues does not always mean you cannot obtain a mortgage. We can look at your individual circumstances and available lender options.

Q Do you arrange buy-to-let mortgages?

Yes. We can help with standard buy-to-let, limited company buy-to-let, HMOs, multi-unit properties and holiday lets.

Q Can you help me remortgage or borrow additional money?

Yes. We can review remortgage options, further borrowing and other ways of raising funds against your property, depending on your circumstances.

Q How much can I borrow?

This depends on factors including your income, existing commitments, deposit, credit history and the lender’s affordability assessment. We can give you a more accurate indication once we understand your circumstances.

Q How much does mortgage advice cost?

Our fees depend on the type and complexity of the mortgage. We will explain any fees clearly before you decide to proceed.

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  • Monday09:00 AM - 05:00 PM
  • Tuesday09:00 AM - 05:00 PM
  • Wednesday09:00 AM - 05:00 PM
  • Thursday09:00 AM - 05:00 PM
  • Friday09:00 AM - 05:00 PM
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