Ocean Tide (UK)

Ocean Tide provides professional mortgage and financial advice to clients across the UK, helping homebuyers, homeowners and property investors navigate the mortgage market with confidence.

Buying a property is one of the most significant financial decisions most people will make. With thousands of mortgage products available and lender criteria constantly changing, finding the right solution can feel overwhelming. Ocean Tide helps simplify the process by providing clear, personalised advice tailored to each client’s circumstances and objectives.

The firm’s advisers take the time to understand every client’s financial situation, future plans and borrowing requirements before researching suitable mortgage options from across the market. Whether purchasing a first home, moving property, remortgaging or investing in buy-to-let property, clients receive expert support throughout the entire process.

Ocean Tide assists with:

• First-time buyer mortgages
• Home mover mortgages
• Remortgages
• Buy-to-let mortgages
• Residential mortgages
• Mortgage protection advice
• Investment and pension planning
• Estate and inheritance tax planning
• Wider financial planning services

The team provides a fully managed service, guiding clients from initial consultation through to mortgage completion. This includes researching suitable lenders, preparing applications, submitting supporting documentation and liaising with lenders, estate agents and solicitors to help keep transactions progressing smoothly.

Ocean Tide was established in 2005 and has built a strong reputation for providing professional, client-focused advice. The firm is led by Yangxi Dong, Director and Mortgage Adviser, who brings extensive experience in mortgage and financial services. Having previously worked with both HSBC UK and ICBC UK, he has more than 18 years of experience helping clients secure mortgage finance and achieve their property goals.

The advisory team also includes Xuan Qu, a qualified mortgage and financial adviser who holds both CeMAP and DipFA qualifications. Her expertise extends beyond mortgages to include insurance, investments, pensions and estate planning, allowing clients to benefit from broader financial guidance where required.

Ocean Tide became part of In Partnership in 2022, further strengthening its ability to provide comprehensive financial advice while maintaining its commitment to personal service and long-term client relationships.

Whether you are buying your first home, reviewing your existing mortgage or planning your wider financial future, Ocean Tide offers professional guidance designed to help you make informed decisions with confidence.

Contact Ocean Tide today to discuss your mortgage requirements and arrange an initial consultation with an experienced adviser.