L&C Mortgages

L&C is one of the UK’s most established mortgage brokers, providing fee-free, independent mortgage advice since 1999. With customers at the heart of everything we do, our mission has always been simple — to make mortgages clear, straightforward, and accessible for everyone.

Our advisers search across the whole market, reviewing thousands of mortgage deals from more than 90 lenders to find the most suitable option for each customer’s individual circumstances. We believe in plain English advice, keeping you fully informed at every stage of the process.

Over the years, more than two million people have trusted L&C for mortgage advice, helping us earn over 160 industry awards. Today, we offer expert support both online and by phone, while remaining proudly fee free.

Whether you’re buying your first home, moving house, remortgaging, or investing in buy-to-let, we handle the hard work on your behalf. From checking eligibility and finding the right deal, to managing your application and tracking progress through to completion, our team is with you every step of the way.

Our service is completely free to use. Like other brokers, we receive a payment from the lender once your mortgage completes — the difference is that we don’t charge you a fee on top.

Get in touch with L&C today to speak to an award-winning adviser and find the right mortgage deal with confidence, clarity, and no fees to pay.